Discounts cannot be applied when using greater than 12 months interest-free, unless via a specific promotion.
*24 months' interest-free is available on Long Term Finance (LTF) for in store/phone order purchases only. Minimum spend $1,000. Lending criteria, $50 annual account fee, fees, T&Cs apply. $55 establishment fee applies to your first (LTF) transaction, $35 advance fee applies to subsequent LTF transactions. Minimum payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard interest rate of 28.95% p.a. applies to outstanding balance at the end of LTF interest-free period. Other interest rates and fees may apply. Rates and fees subject to change. New customers need to apply and be approved for a Q Mastercard credit card. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend, or terminate the offer and these Ts&Cs at any time without notice. Click here for full Ts&Cs.